Selling and buying a house is a juggling act that requires careful planning and financial management. There's certainly a lot to work through and there's more to comparing home home loans than just interest rates alone. A Total Mortgage and Finance Advisor can make the process easier for you by helping you with the key steps:

How much can I borrow?

Your Total Mortgage and Finance Advisor can give you an accurate indication of your borrowing and purchasing power, saving you time and hassle. If you want to get started now, contact us here or call John directly on 0411 046 628.

The costs of buying

The costs of buying a home and getting a home mortgage include the lender's application fees, possibly mortgage insurance if you are borrowing more than 80% of the property value, stamp duty, conveyancing and inspection costs.

Compare home loans and interest rates

Your advisor can help you choose a home loan solution that's right for you, without all the running around.

Check out our information on Home Loan Packages and basic low interest home loans which are most popular with home buyers to keep costs and repayments to a minimum. Also ask your advisor about offset accounts and split loans – these can be very useful features.

If you’re thinking of doing some major renovations an equity loan can be a convenient solution. If you plan to buy your new property before you sell your existing one, you may need a bridging loan.  We really can make your home mortgage work for you.

And remember, a home loan encompasses more than simply an interest rate. We'll help you compare interest rates and other loan product features to help you find the right loan for you.